:root{
  --navy:#073b73; --blue:#0b4c91; --blue2:#1976b9; --teal:#1e9b83; --teal-dark:#14725f;
  --ink:#17324d; --muted:#5d7084; --line:#d8e3ec; --soft:#f4f9fc; --mint:#eef9f5;
  --white:#fff; --shadow:0 18px 45px rgba(13,61,102,.10); --radius:22px; --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img,svg{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:10px;background:#fff;padding:10px 14px;z-index:999;border-radius:8px;box-shadow:var(--shadow)}
.skip-link:focus{left:10px}
.topbar{background:var(--navy);color:#e7f2ff;font-size:.9rem}
.topbar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:8px 0}
.topbar a{color:#fff;font-weight:650}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid rgba(216,227,236,.9)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:96px;gap:22px}
.brand{display:flex;align-items:center;text-decoration:none;min-width:0;flex:0 0 auto}
.brand:hover{text-decoration:none}
.brand img{width:270px;height:auto;max-height:72px;object-fit:contain}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text strong{font-size:1.34rem;color:var(--navy);letter-spacing:-.02em}
.brand-text span{margin-top:6px;font-size:.75rem;color:var(--muted);font-weight:750;text-transform:uppercase;letter-spacing:.10em}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px 12px;font-size:1rem;color:var(--navy)}
.main-nav{display:flex;align-items:center;gap:4px}
.main-nav a{padding:10px 10px;border-radius:10px;font-size:.92rem;color:#29445f;font-weight:700;text-decoration:none;white-space:nowrap}
.main-nav a:hover,.main-nav a[aria-current="page"]{background:#eef6fc;color:var(--blue)}
.nav-cta{background:var(--blue)!important;color:#fff!important;padding:11px 16px!important;margin-left:4px;box-shadow:0 8px 20px rgba(11,76,145,.18)}
.nav-cta:hover{background:var(--navy)!important}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f7fbff 0%,#f0f8ff 58%,#edf9f5 100%);padding:78px 0 70px}
.hero:before{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:rgba(30,155,131,.07);right:-180px;top:-180px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--teal-dark);font-size:.82rem;font-weight:850;text-transform:uppercase;letter-spacing:.11em;margin-bottom:14px}
.eyebrow:before{content:"";width:28px;height:3px;background:var(--teal);border-radius:3px}
h1,h2,h3{color:#143653;line-height:1.14;letter-spacing:-.025em;margin-top:0}
h1{font-size:clamp(2.6rem,5vw,4.7rem);max-width:790px;margin-bottom:20px}
h2{font-size:clamp(2rem,3.5vw,3.15rem);margin-bottom:18px}
h3{font-size:1.25rem;margin-bottom:10px}
.lead{font-size:1.17rem;color:var(--muted);max-width:720px;margin:0 0 28px}
.hero-actions,.button-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 18px;border-radius:12px;font-weight:800;text-decoration:none;border:1px solid transparent;transition:.2s ease}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(11,76,145,.20)}
.btn-primary:hover{background:var(--navy)}
.btn-secondary{background:#fff;color:var(--blue);border-color:#b9cfdf}
.btn-secondary:hover{border-color:var(--blue);background:#f8fbfe}
.btn-ghost{color:var(--blue);padding-inline:4px}
.hero-card{background:#fff;border:1px solid #ddebf3;border-radius:30px;padding:18px;box-shadow:var(--shadow);position:relative}
.hero-card img{width:100%;border-radius:20px}
.hero-badge{position:absolute;left:-18px;bottom:38px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:13px 16px;box-shadow:0 14px 34px rgba(13,61,102,.14);display:flex;gap:10px;align-items:center;font-weight:800;color:var(--navy)}
.hero-badge .dot{width:12px;height:12px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 5px rgba(30,155,131,.12)}

.hero-slider{position:relative;overflow:hidden;min-height:420px}
.hero-slides{position:relative;height:100%;min-height:420px;border-radius:24px;overflow:hidden}
.hero-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transform:scale(1.02);transition:opacity .9s ease, transform 4s ease}
.hero-slide.is-active{opacity:1;transform:scale(1)}
.hero-slider .hero-badge{z-index:3}
.hero-slider-dots{position:absolute;right:18px;bottom:18px;display:flex;gap:10px;z-index:3;background:rgba(255,255,255,.82);backdrop-filter:blur(6px);padding:8px 10px;border-radius:999px;box-shadow:0 10px 24px rgba(13,61,102,.14)}
.hero-dot{width:10px;height:10px;border-radius:50%;border:0;background:#bed2e3;padding:0;cursor:pointer}
.hero-dot.is-active{background:var(--blue)}

.trust-strip{border-top:1px solid #e2ebf1;border-bottom:1px solid #e2ebf1;background:#fff}
.trust-strip .container{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.trust-item{padding:22px 26px;text-align:center;border-right:1px solid #e2ebf1}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);font-size:1.02rem}
.trust-item span{color:var(--muted);font-size:.92rem}
.section{padding:82px 0}
.section-sm{padding:58px 0}
.section-soft{background:var(--soft)}
.section-mint{background:var(--mint)}
.section-head{max-width:780px;margin-bottom:36px}
.section-head.center{text-align:center;margin-inline:auto;margin-bottom:44px}
.section-head p{color:var(--muted);font-size:1.05rem;margin:0}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 26px rgba(13,61,102,.05)}
.card p{color:var(--muted);margin:0}
.card .icon{width:48px;height:48px;border-radius:14px;background:#edf6fc;color:var(--blue);display:grid;place-items:center;font-weight:900;margin-bottom:18px;font-size:1.2rem}
.card.teal .icon{background:#e9f7f2;color:var(--teal-dark)}
.card-link{display:inline-flex;margin-top:18px;font-weight:800;color:var(--blue)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.panel{background:#fff;border:1px solid var(--line);border-radius:26px;padding:34px;box-shadow:var(--shadow)}
.check-list{list-style:none;padding:0;margin:22px 0 0}
.check-list li{position:relative;padding-left:34px;margin:13px 0;color:#385169}
.check-list li:before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e7f6f2;color:var(--teal-dark);font-weight:900;font-size:.82rem}
.number-list{display:grid;gap:18px;margin-top:28px}
.number-step{display:grid;grid-template-columns:46px 1fr;gap:16px;align-items:start}
.number-step .num{width:46px;height:46px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:900}
.number-step h3{margin:2px 0 5px}
.number-step p{margin:0;color:var(--muted)}
.callout{background:linear-gradient(135deg,var(--navy),#0b5c93);color:#fff;border-radius:28px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 20px 55px rgba(7,59,115,.22)}
.callout h2{color:#fff;margin-bottom:10px;font-size:clamp(1.8rem,3vw,2.7rem)}
.callout p{color:#d9e9f6;margin:0;max-width:700px}
.callout .btn-secondary{border-color:rgba(255,255,255,.55)}
.page-hero{background:linear-gradient(135deg,#f7fbff,#edf8f4);padding:62px 0 58px;border-bottom:1px solid #e1ebf1}
.page-hero h1{font-size:clamp(2.45rem,4.5vw,4rem);margin-bottom:16px}
.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:18px}
.breadcrumb a{font-weight:750}
.content{max-width:860px}
.content p,.content li{color:#496177}
.content h2{margin-top:38px;font-size:1.85rem}
.content h3{margin-top:28px}
.info-band{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.info-chip{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}
.info-chip strong{display:block;color:var(--navy)}
.info-chip span{font-size:.9rem;color:var(--muted)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px}
table{width:100%;border-collapse:collapse;background:#fff;min-width:680px}
th,td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#f3f8fb;color:var(--navy);font-size:.92rem}
tr:last-child td{border-bottom:0}
.faq-list{display:grid;gap:14px;max-width:900px}
.faq-item{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden}
.faq-q{width:100%;border:0;background:#fff;color:var(--navy);font:inherit;font-weight:850;text-align:left;padding:19px 54px 19px 20px;cursor:pointer;position:relative}
.faq-q:after{content:"+";position:absolute;right:20px;top:15px;font-size:1.6rem;color:var(--blue)}
.faq-q[aria-expanded="true"]:after{content:"–"}
.faq-a{padding:0 20px 20px;color:var(--muted)}
.faq-a[hidden]{display:none}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px}
.contact-card{border:1px solid var(--line);border-radius:22px;padding:28px;background:#fff}
.contact-line{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid #e8eef3}
.contact-line:last-child{border-bottom:0}
.contact-line .mini-icon{width:42px;height:42px;border-radius:13px;background:#edf6fc;display:grid;place-items:center;color:var(--blue);font-weight:900}
.contact-line strong{display:block;color:var(--navy)}
.contact-line span,.contact-line address{font-style:normal;color:var(--muted)}
.notice{padding:16px 18px;border-radius:14px;background:#fff7e8;border:1px solid #f1d79b;color:#70541a;font-size:.94rem}
.referral-box{border:2px dashed #bfd2df;background:#fbfdff;border-radius:20px;padding:26px}
.referral-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px}
.field-line{border-bottom:1px solid #9fb5c5;min-height:34px;padding-top:4px;color:#577085}
.site-footer{background:#092f57;color:#d8e6f2;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.25fr .8fr .8fr 1fr;gap:34px;padding:58px 0 42px}
.footer-brand{display:inline-flex;align-items:center;margin-bottom:16px;background:#fff;border-radius:14px;padding:9px 12px}
.footer-brand img{width:280px;height:auto;max-width:100%}

.site-footer h3{color:#fff;font-size:1rem;margin-bottom:16px}
.site-footer p,.site-footer li,.site-footer address{color:#c6d8e8;font-style:normal;font-size:.93rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:9px 0}
.site-footer a{color:#edf6ff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.13);padding:18px 0;display:flex;justify-content:space-between;gap:20px;font-size:.86rem;color:#abc3d7}
.footer-bottom a{color:#dceaf5}
.emergency{font-size:.85rem;color:#8da7bc}
.print-only{display:none}

/* Employee resources */
.resource-card{display:flex;flex-direction:column;align-items:flex-start}
.resource-card .icon{min-width:48px;width:auto;padding:0 12px}
.resource-card .resource-label{display:inline-block;margin:-2px 0 10px;color:var(--teal-dark);font-size:.74rem;font-weight:850;text-transform:uppercase;letter-spacing:.10em}
.resource-card p{margin-bottom:24px}
.resource-card .btn{margin-top:auto}
.employee-note{margin-top:32px;background:linear-gradient(135deg,#f8fbfe,#eef9f5)}
.employee-note p{margin-bottom:0;color:var(--muted)}

@media (max-width:1040px){
  .nav-toggle{display:inline-flex}.main-nav{display:none;position:absolute;left:20px;right:20px;top:78px;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:16px;padding:10px;box-shadow:var(--shadow)}
  .main-nav.open{display:flex}.main-nav a{padding:12px 14px}.nav-cta{margin-left:0}
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-card{max-width:650px}.grid-4{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1.2fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}
}
@media (max-width:760px){
  .topbar .container{justify-content:center;text-align:center}.topbar .top-right{display:none}.brand img{width:230px;max-height:62px}
  .hero{padding:54px 0}.hero-grid{gap:34px}.hero-badge{left:10px;bottom:24px}.hero-slider,.hero-slides{min-height:300px}.hero-slider-dots{right:14px;bottom:14px}.trust-strip .container,.grid-3,.grid-2,.info-band{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid #e2ebf1}.trust-item:last-child{border-bottom:0}
  .section{padding:62px 0}.section-sm{padding:46px 0}.grid-4{grid-template-columns:1fr}.callout{padding:30px;align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child,.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{flex-direction:column}
  .referral-grid{grid-template-columns:1fr}.page-hero{padding:48px 0}
}
@media (max-width:470px){
  .container{width:min(var(--max),calc(100% - 28px))}.nav-wrap{min-height:82px}.brand img{width:205px;max-height:56px}.hero-actions .btn,.button-row .btn{width:100%}.footer-grid{grid-template-columns:1fr}.footer-grid>*{grid-column:1/-1!important}.card,.panel{padding:22px}.callout{border-radius:20px}
}
@media print{
  .topbar,.site-header,.site-footer,.page-hero,.no-print,.btn{display:none!important}.print-only{display:block}.section{padding:0}.container{width:100%}.referral-box{border:1px solid #888}.notice{border:1px solid #999;background:#fff;color:#333}
}